Get Paid Faster with Capium Pay
The Quick, Easy, and Secure Way to Request and Collect Payments
There are no setup costs or monthly fees to use our service, so you can get started right away. Sign up for Capium Pay today and start getting paid instantly with diversified payment methods.
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Introducing Capium Pay!
We're excited to offer you an easy, hassle-free way to request and collect payments from your customers. As part of your Capium Pay subscription, you'll have access to Capium Pay at no extra cost.
With Capium Pay, you won't have to worry about contracts, hidden fees, or any other obligations with conversion cards: Payments are just 1.3% +20p, and Instant Bank Transfers are completely free! Plus, we'll handle all the work for you, including creating paid invoices once payment is received.
Something else to note is that Foreign currency exchange rate fees is just 2%!
Get started with Capium Pay today and streamline your payment process for less!
Payment Fees
Instant Bank Transfer
Funds received using this method are available for payout within
2 hours

Funds received using Cards or Apple Pay are available for payout within 4 days.
UK
Consumer Cards
EEA Countries
For all card types
Rest of the World
For all card types
1.3% + 20p with a 0.4% added fee for AMEX Business and Premium cards.
2.3% + 20p
2.9% + 20p
Other Fees
Payout
Refund
Foreign currency exchange rate conversions
Chargeback
A chargeback is a forced refund to the buyer's card. A chargeback occurs when a buyer disputes a purchase made using their card, claiming the goods or services were not provided.
Free
Free
2%
£15
Market Comparison
Platform | Card Cost | Apple Pay | Instant Bank Transfer | Pay-in Times (Cards) |
---|---|---|---|---|
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UK: 1.3% + 20p (+0.5 business cards, Amex 1.8% + 20p) EEA: 2.35% + 20p, ROW: 2.9% + 20p |
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Up to 3 days Open Banking:Up to 2 hours |
Stripe | UK: 1.5% + 20p (Amex: 1.9% +20p) EEA: 2.5% + 20p, ROW: 3.25% +20p |
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5-7 days |
WORLDPAY | UK: 2.75% + 25p | ![]() |
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3-4 days |
Square | UK: 1.75% + 25p EEA: 2.5% + 25p, ROW: 2.5% + 25p |
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Up to 3 days |
Paypal Pro | UK: 2.9% + 30p | ![]() |
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Up to 3 days |
Included in Capium Pay at no extra cost
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Payment button on sale invoices
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Payment requests directly from portal
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Mobile Pay (payment requests from a mobile device)
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Branded buyer checkout page
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Strong customer authentication
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Multiple fraud prevention tools
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Payment account
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Real-time data
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Scheduled automatic payments
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Unified reports
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Automatically reconciled payments
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Customer support provided by payment experts

Start Getting Paid Today by Signing up With Capium Pay!
With Capium Pay, you can say goodbye to manual wire transfers, cash and cheques, and hello to fast, reliable payments with instant bank transfer, cards, Apple Pay, and Google Pay. Our payment platform uses embedded payment links to make it easy for you to request payment. Simply send a personalised payment link via email, text, or even as a QR code to request payment from your customers.
Plus, you can automate invoicing and reconciliation, saving you time and effort as an accountant. And by using our service, you can help your customers improve their cash flow by getting paid faster. This will bring real benefit to your customers and make their lives easier.